When will you be paid?



Tens of millions of Americans expect to receive their Social Security checks in a timely manner every month. Even with the recent closure of the government, Social Security beneficiaries continued to receive their payments. Because many retirees get almost all of their income from benefit checks, it is essential to know exactly when they will enter.

<p clbad = "canvas-atom canvas-text Mb (1.0em) Mb (0) – sm Mt (0.8em) – sm" type = "text" content = "The Social Security Administration (SSA) tends to give The public had a lot of time in advance to plan when Social Security checks would come in. It was not as timely this year as when the SSA published the Calendar of payments of the Social Security 2019 before the end of 2017, but you will still have almost a year to prepare. Next, we'll see when you can expect to get your Social Security during 2020. "data-reactid =" 12 "> The Social Security Administration (SSA) tends to give the public a lot of time in advance to plan when. Security checks will be sent in. It was not as timely this year as when the SSA published the 2019 Social Security payment calendar before the end of 2017, but it will still take almost a year to prepare. I'll see when you can expect to get your Social Security during 2020.

Two Social Security cards that are on a $ 100 bill.

Image source: Getty Images.

How to find out when Social Security will pay you

The federal government likes to spread the word instead of paying all of its benefits at the same time. As a result, SSA uses your date of birth to decide when you will receive your monthly Social Security payments. Here is a summary of how the rules work:

  • If your birthday is in the first 10 days of the month, regardless of the month of the year, then you will receive your Social Security benefits the second Wednesday of each month.
  • Those with birthdays between the 11th and the 20th receive their monthly payments on the third Wednesday of the month.
  • Payments are made on the fourth Wednesday of the month for those with birthdays 21 or later.

The following SSA calendar puts those rules in an easy-to-understand format:

Calendar showing the payment dates of Social Security benefits in 2020.

Image source: SSA.

Due to the way the calendar works in 2020, there will not be many deviations from the previous calendar. The only complication is that Veterans Day is celebrated on the second Wednesday in November, so those who normally receive a Social Security payment that day will receive the payment one day before, on Tuesday.

Special dates for certain participants.

The above rules cover the majority of those who receive Social Security. However, if you started receiving benefits before May 1997, then a special program applies to you. It's much simpler: your benefits come on the third day of each month, as long as that day is a working day. During the months in which the third falls on a weekend, the payment will be made the previous Friday, for an amount of one or two days before what would be obtained.

<p clbad = "canvas-atom canvas-text Mb (1.0em) Mb (0) – sm Mt (0.8em) – sm" type = "text" content = "The third day of the month is also the payment date for any person who receives both regular Social Security and Supplemental security income However, for those who receive only SSI, the typical payment date is the first day of the month. Again, those payments can be made one or two days before, when the first falls on a weekend or holiday. "Data-reactid =" 65 "> The third day of the month is also the payment date for anyone who receives both regular Social Security and Supplemental Security Income benefits, however, for those who receive only SSI, the typical payment date is the first day of the month. Again, those payments can be made one or two days before, when the first falls on a weekend or holiday.

When to expect your payments

In the past, Social Security beneficiaries had to deal with the hbadle of receiving checks by mail, with the resulting delays. Now, the vast majority of people obtain their benefits electronically. For those who have bank accounts, direct deposit is a simple solution, and the government also makes available a special program called Direct Express that gives Social Security beneficiaries the possibility of obtaining a prepaid debit card that is automatically debited with your monthly payments.

Even if you still receive payments by mail, the delays should not be long. SSA suggests allowing only three additional days of mailing before contacting the agency if your check does not arrive on time.

Get ready for 2020

It's a bit early to think in 2020, with 2019 just started. But for retirees for whom Social Security is important, knowing when monthly payments will come is something worth waiting for all year.

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