What is Xbox All Access and should you use it?

The illustration for an article called Xbox All Access is deeply confusing, but I think I figured it out

The image: Microsoft / xbox

Xbox all access There is a Relativity new program from Microsoft that lets you make monthly payments on the new console over two years. It started in 2018, Following the release of Xbox One, and it is coming back again for the next generation of consoles. If you’ve ever paid monthly on a new phone, deep cleaning on your teeth, or a Disneyland annual pass, then you probably already know how. This work.

But just in case it’s your first time financing anything: when you make your purchase, select the Xbox All Access option at check out and you’ll be automatically enrolled in the program. (Which requires opening a line of credit with Citizens One even if you haven’t already.) If you get an Xbox Series S, your monthly payment will be $ 25 per month. The Xbox Series X will be $ 35 a month.

Both plans include Xbox games final pass, Which gives users access to Xbox games on PC and Android through Project XCloud and Xbox Live Gold, and Ea play Membership at no additional cost. Individually, for EA Play both subscriptions cost $ 15 and $ 5 per month, or $ 30 per year, respectively.

If this is your first time enrolling in the program, then monthly payments and Game Pass Ultimate and EA Play subscriptions seem like a steal! You pay slightly less than the MSRP on console models And You get two subscriptions for free, which offer discounts on both games and some games are available for free for a while. If you can fit the monthly payment in your budget then this is a really good deal!

The illustration for an article called Xbox All Access is deeply confusing, but I think I figured it out

Illustration: Microsoft / xbox

However, read the fine print. After two years of payment, the Xbox Series S or X is yours and you will have to pay for Game Pass Ultimate and EA Play separately. If you choose to use the Xbox All Access program again in the future, you must return the series S or X again. The same applies to current Xbox owners, who previously financed all those access programs through Xbox Xbox. If you have an old Xbox One X or S through the program and want to get a new Series X or S, then you have to trade in that old console.

The Xbox All Access works more like many cell phone trade-in programs than renting a car. Unlike renting a car, which you can choose to buy outright after the lease expires, you cannot do so with the Xbox through this program. If you are a comforting collector / hoarder, what kind of lame I am.

This means that current Xbox One owners who have received their console through Xbox All Access must return that console if they wish to obtain a Series S or X through the same program, even if they have It has to be paid. This requirement only applies to current members of the Xbox All Access program who want to upgrade, but this is something to think about in the future if you are getting a series S or X. Additionally, full access to Xbox Game Pass Ultimate and EA Play Lasts only 24 months (Two years), which is the full term of the payment plan.

Also — and this is the important part — the Xbox All Access FAQ states that you must “meet the minimum payment requirement for your original Xbox All Access purchase” to receive your trade-in kit, which is 18 months old. is. If you purchased the Xbox One X with Xbox All Access before December 31, 2019, you will have to pay at least 12 on-time. If you’ve never paid for your Xbox One, Microsoft wants money for it before sending you a new console.

If you’re connected to your Xbox One, you’ve got it through Xbox All Access, but still want a series S or X, then you’ll have to pay it outright for it and all monthly subscriptions. If you don’t care about your Xbox One, then cool! Business away! My mindset is like old school when it comes to the things that I buy on credit: I want and expect to keep this thing once paid. This is why I pay outright for my hardware, gadgets and games and stay away from membership programs if possible.