Stimulus check ability may be more complicated than you think

Congress has not yet agreed which would qualify to receive a second stimulus investigation, but it is expected that more people will be inducted a second time.

Sara Tew / CNET

While to finalize the talks New incentive bill There has not been much progress in the past month, there is still at least hope that legislation or an executive order may yield a Second promotion check In 2020. House Speaker Nancy Pelosi said on Tuesday that the House of Representatives will remain in session until an agreement is reached.

First promotion check It is expected to form the basis of the second round, if there is one, which helps to define how much money You can get on your basis Annual salary And this Number of Dependants You can’t find what you have Check your own incentive. But eligibility rules can change to include more people, a boon for millions.

These requirements also have to be complex and lean on tax code, which is anything but straightforward. We share what we know below. CNET’s incentive check calculator Estimate how much you can get in a second payment. And follow some steps here if your First incentive check left to their children, Or if you do not normally file taxes and would like to Claim your payment. We update this story regularly.

Read more: 6 Top Things You Need to Know About Stimulation Testing

Stimulus testability: can you be eligible?

We do not know for certain who will qualify for the new incentive payment until Congress passes the law. However, we can be attracted by this First promotion check To get an idea of ​​the eligibility requirements and the Heroes Act and HEALS Act proposals (none of which are laws) whether a second check, including some unintended qualifiers below, may be received.

Both Republicans and Democrats are using Adjusted Gross Income, or AGI, To set the payment amount for individuals and families, which would cap $ 1,200 for individuals and $ 2,400 for married couples.

Who can qualify for the next incentive check

Qualification group

Likely to be in final bill

Be in the final bill


AGI of less than $ 99,000 under both proposals

Head of household

AGI of less than $ 146,500 under both offers

Couple filing jointly

An AGI under both offers is less than $ 198,000

Dependents Of any age

The HELS does not specify any dependent limit under the Act

3 dependents, under the Hero Act

Noncitizens who pay taxes

Under the Heroes Act

Harassed people

Under the CARES Act

Au kid’s support

The CARES Act covers those who support child support. He is included in the Hero Act

American citizen living abroad

Incorporated under the CARES Act

Live in american territory

Under the CARES Act, payments controlled by the tax authority of each region

SSDI recipients

Incorporated under the CARES Act

Tax nonfiller

Incorporated under the CARES Act

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Next incentive check: what to expect


More dependents may be eligible for funds

While the initial payments authorized under the CARES Act included $ 500 16 years and younger dependents, Both Her Majesty and the Nayak Act will loop into any dependent, regardless of age, including college students and adult dependents. (here You may be the youngest To qualify for your own stimulation check.)

The Democratic plan would extend $ 1,200 to three dependents, so a family of five could receive a maximum of $ 6,000. The Republican plan will provide $ 500 for every dependent you claim on your taxes, but the HEALS Act does not specify a cap on the number of dependents.

Nonfilers may possibly qualify a second time

Those who were not required to file a federal income tax return in 2018 or 2019 may still be eligible for an incentive check under the CART Act. If that guideline does not change for a second incentive check, this group will be eligible again. Here are the reasons you don’t need to enter:

  • You are over 24, not claimed as a dependent and your income is less than $ 12,200
  • You are filing jointly and together your income is less than $ 24,400
  • You have no income
  • You receive federal benefits such as Social Security or Social Security Disability Insurance (SSDI). See below for more information on SSDI.

With the first incentive check, nonfillers are required to provide the IRS before they can receive their checks. IRS Reaching 9 Million Americans Those who may fall into this category but have not requested their payment to inform them that they may be due for payment.

SSDI recipients are likely to claim another incentive check

Those who are part of the Social Security Disability Insurance Program are also eligible for investigation under the CARES Act. Recipients will not receive their payments through their direct express card, which the government typically uses to distribute federal benefits, but through a non-direct express bank account or through a paper check. SSDI recipients are also required to use the IRS’s non-fillers tool to request payment for themselves and dependents.

This is the one who did not receive the incentive payment earlier

For payments authorized under the CARS Act, which became law in March, these groups were excluded:

  • Single taxpayer with AGI of over $ 99,000.
  • Heads of families with AGI over $ 136,500.
  • Married couple with AGI over $ 198,000.
  • 16 more college children under 24 years of age.
  • Non-resident aliens as defined by the US government.
  • Those who are disorganized.
  • Those who died since the last tax filing. (Their families cannot collect on their behalf and they are expected to refund the payment.)

For more information, here’s what we know about it Major proposals for a second stimulus package. We also know unemployment insurance, What can you do if you have lost your job, If you can get two refund checks from the IRS And What do you know about eviction.

Shelby Brown contributed to this report.